Tracking the next pandemic: Avian Flu Talk |
Prescription Meds |
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Albert
Admin Joined: April 24 2006 Status: Offline Points: 47746 |
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Posted: June 13 2006 at 7:40am |
If anyone here is dependent on medication, such as for diabetes or cancer, go to your doctor and request to purchase a minimum of 90 days supply in advance, which really isn't that much. But Do this today. My guess is that most doctors would not mind the idea of allowing patients to purchase an emergency supply of dependent types of medications. They will not prescribe Tamiflu, but don't confuse that with other types of medication that they will prescribe in advance.
Although the insurance companies will not cover any advanced purchases of medication, it's still a prep worth purchasing on your own.
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it would cost me, out of pocket, over $700 for our scrips. Can't do it. Thanks for the info though. I hope others can do this.
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bajmom
Valued Member Joined: June 13 2006 Location: United States Status: Offline Points: 5 |
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Some insurance companies will allow you to order 3 month supply by mail. I am in the process of getting the doctor to fill out prescription. I actually save money this way. I get 3 months of meds for the price of 2. Good way to stock up!! |
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Good suggestion Albert, If you get your meds through the VA reorder your 3 month supply as soon as you receive your refills. They won't send it immediately but you'll find you will have some overlapping to give yourself a buffer. Private insurance has a real problem with 90 day supplies. Maybe your physician can help with a special request or ask for an "exception" from your insurance carrier.
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bjregg
Adviser Group Joined: March 27 2006 Location: United States Status: Offline Points: 107 |
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I currently care for my 86 year old father and at his last appointment I asked the MD for a prescription for Tamiflu for each of us. He asked if we were having flu symptoms and I told him that we were not, but would like to have the Tamiflu on hand in the event of bird flu becoming a problem. He did not hesitate to write the prescriptions. All that said, I would highly recommend asking your MD for a prescription. It can't hurt to ask. bj
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ImmuneConcerned
Adviser Group Joined: May 28 2006 Location: United States Status: Offline Points: 121 |
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Medco, a reputable U.S. mail-order pharmacy, routeinly provides 90 day supplies (with physician's order) through our benefit plan. Most of our Rx costs us $36/3mo/Rx. None of our physicians have blinked an eye when we've asked for a 90 day supply for regularly used Rx on the basis of finances. We have the benefit of going through a large company for reduced rates. I don't know what one would be charged on an individual basis but I know Medco works that way too. If you want to check them out:
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ImmuneConcerned
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Thanks ImmuneConcerned !
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bellabecky
Adviser Group Joined: June 07 2006 Location: United States Status: Offline Points: 396 |
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Standingfirm...I got my dad's doctor to give us a 30 day supply of his meds in sample packs. He did it on the spot. They get them for free and if you ask they might say yes, it can't hurt. He gave us Niaspan, Lipitor, Cozaar, Altace and a new type of diabetic medicine my dad just started that is in a pen. I got my daughter a free month of Adderall XR, they had a coupon for it on their website. It is worth looking at the websites of all the meds you take. Also, insurance only let's me refill my prescriptions once a month...BUT you can actually get them filled every 3 weeks. If you keep on it and fill every three weeks you will have a weeks worth of back-up meds every month. Try getting the refill on day 22, if it doesn't work call every day after that until it goes through. Then you will know how early you can fill every month. Even if it is only 4 or five days, it is better than nothing and will add up. Good Luck to ya!
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Thanks bellabecky.
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bellabecky
Adviser Group Joined: June 07 2006 Location: United States Status: Offline Points: 396 |
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Your welcome. I hope you are able to get some surplus of meds. I've started getting a bottle of wine here and there. Maybe I'll start buying it by the box and won't need meds!!
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Are you people checking the expiration dates on these medicines when you pick them up? Some medicines are good beyong the expiration date, but the manufacturers don't want to be responsible. This is most important for meds you are only planning to use if there is a pandemic. I saw on one website someone's post that their newly purchased Tamilfu expired 11/07. so if the pandemic comes along afterwards, they don't know how effective their pills are. |
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detpat
Valued Member Location: Pennsylvania Joined: March 02 2006 Location: pgh pa Status: Offline Points: 367 |
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my insurance requires that we purchase from their mailorder pahrmacy, and we must order 3 months at a time. my md didn't have any problem writing us for tamiflu either. our insurance won't pay for more than one tamiflu scrip in a year for each person, but since i had refills on thescrip, the phar ordered it in and will let me pay out of mt own posket.
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never underestimate the power of human stupidity
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Good idea.."go to your doctor and request"
I'll print off this thread and take it with me
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My meds were written as #30 with 11 refills -- however after filling the first Rx locally, I hopped on DrugStore.com and transferred the Rx to them. Then I "purchased" 90 days worth of the med and they sent it without a problem! Piece of cake. You can also reorder early from them, so by the end of next month, I'll have a 6 month supply in the house. Pricey but worth it.
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My meds come 90 days at a time too. And I can reorder early. I'm thinking of claiming a "lost in the mail" thingy so they send me an extra 90 days.
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What bellabecky said works. I refilled my scripts every 3 weeks. After 4 months you have a whole extra month. Keep doing it 3 weeks after the last time you ordered them or just 5 days before the 30 day refill etc.
My drug store does not care as long as it is not more than a week early. Or, they just haven't figured out what I am doing yet.
Now I am halfway through one set of scripts but have two whole 30 day sets on the shelf. Working on 4 months ahead total.
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