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How Are You Cutting Down on Spending? - Event Date: October 31 2008 - November 05 2008

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WestWind View Drop Down
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    Posted: October 31 2008 at 10:44am
We have really cut back on our expenses recently.  Everything that costs $ is being looked at two three and four times before being purchases.  How are you all cutting your costs?
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Dijoy Quote  Post ReplyReply Direct Link To This Post Posted: October 31 2008 at 11:11am
Cooking in a Halogen oven and bought a portable twin tub washer for my smalls
Diane
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Guests Quote  Post ReplyReply Direct Link To This Post Posted: October 31 2008 at 11:22am
yes, except for new heating...  warm='s happy
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Post Options Post Options   Thanks (0) Thanks(0)   Quote endman Quote  Post ReplyReply Direct Link To This Post Posted: October 31 2008 at 2:33pm

Yes on everything no more soda, tap water will do
                     Less meat, once in two weeks
          No more restaurants or bars, once a month maybe or less if possible
          No new household staff, repair the old one,  or buy from garage sale  
                     Avoid going to the stores the less you go the more you save
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Legacy Quote  Post ReplyReply Direct Link To This Post Posted: October 31 2008 at 7:08pm
One of the ways we spent most extravagantly was groceries. We don't eat out because my husband is a chef, but I would often buy fruit/meat/veggies, etc. in bulk (at Sams or Costco) and only use about half before it had to be discarded. I rarely looked at the price of food we bought or planned meals for the week. When I look back on it now, it was terribly wasteful...even when the economy recovers, I will never go back to that irresponsible spending on food and groceries. Now I gather up the store coupons from Sunday's paper (it's my Sunday morning ritual) and make a list of where I need to go and what I need to buy. I don't buy anything that isn't on special. We eat much better and healthier than ever and I'm certain that I've cut our grocery bill by nearly 75%. Groceries for 2 of us are now kept under $75. per week. Keep in mind this includes all medications, paper towels, cleaners, yard and trash bags, liquor, pet food (for 3), grooming products, etc.etc. I'm proud that I've been able to do this. It makes me feel like we really do have control over something!Smile
I do everything my Rice Crispies tell me to....
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Post Options Post Options   Thanks (0) Thanks(0)   Quote MelodyAtHome Quote  Post ReplyReply Direct Link To This Post Posted: October 31 2008 at 10:02pm
we are pretty frugal as it is. With 2 small kids I double check lights are off, heat is down by 1-2 degrees.  We try to eat more of our left over or make less so we don't throw out as much or have to eat left overs:O)
We don't go on our "adventure rides" we used to do on teh weekends to save on gas, wear and tear on car.
Chopping more wood down on our property to ensure we  have enough firewood for the winter.
Triying to make more as well. Sometimes you can' cut back much more but need to find ways to make more and/or barter as well.
Melody
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Post Options Post Options   Thanks (0) Thanks(0)   Quote bluefish Quote  Post ReplyReply Direct Link To This Post Posted: October 31 2008 at 10:46pm

This excellent question finally drew me from the ranks of the "observer" reader to become a "registered" one.  Thank you for all the good suggestions on saving money.  It is true the phrase "do without"  sounds terrible, but it is bearable.  One of the things that I hope will help my own household is to grow winter vegetables, we are lucky enough to live in the U.S. zone 7.    Things that my grandmother told me about the depression, are coming back to help us now as well.  It boils down to "Save everything"  and if your neighbor throws something out- save that too.  .

Christmas?  This year  it's gonna be handmade. 
Please send more excellent information on saving money.  It helps everyone.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote coyote Quote  Post ReplyReply Direct Link To This Post Posted: November 01 2008 at 2:53am
We been cutting back on spending like everyone else here. Doing the same things!
Long time lurker since day one to Member.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Penham Quote  Post ReplyReply Direct Link To This Post Posted: November 01 2008 at 7:21am
Well, I have always been frugal on certain things so for us it is hard to cut back on alot of things. Some of the things I already did are:
 
1. cut coupons, we have a grocery store that doubles $1.00 coupons, I spend about  $100 a month on groceries for 3 people.
 
2. no car payments- we have 3 older vehicles 1996 van, 1999 Malibu, 2001 Cavalier so we don't have any car payments
 
3. shop at yard sales and thrift stores
 
4. sell on Ebay & Craigslist the things I find at yard sales and thrift stores to make extra money because I only work part time, so I am home alot
 
NEW THINGS we have been doing since prices started getting higher:
 
1. hanging laundry on the line sometimes (not all the time, but sometimes)
 
2. not making any extra driving trips, all errands and grocery trips are done to and from work to save on gas.
 
3. I have not turned the heat  on in the house yet even though it has gotten to 30 outside, we have just put on a sweatshirt indoors and it is not too bad, but yesterday it was back up in the 80's so it's hot out again, we haven't had any AC or heat on in about 2 months yay!.
 
4. cancelled our home delivered newspaper (yesterday was the last day, we shall see how that goes)
 
5. broke down and bought a solar blanket for the pool ($121) the initial outlay was alot but in the longrun it will save money because the pool heater won't have to work as hard when we do decide to use it. BUT that will be cut back ALOT, we used to heat it every weekend, wo far we have only heat it once, and probably will only heat it once a month. Plus the solar blanket will extend the swimming season by 2-3 month without using the heater at all, so in the longrun it will save money. However if we just don't use the heater it will save even more money, LOL.
 
6. Didn't run out and buy a new oven, our oven broke about 4 months ago, the stove part works fine, we have a toaster oven and a microwave and I figured ok the hot months it's not so bad not heating up the house, but now I think I'm going to have to break down and actually BUY one. I have looking in the paper and on Craigslist thinking maybe I could get a used one cheaper, but I have been looking for over a month now and nothing.
 
7. We have been eating two meatless dinners a week (for my husband that is a big deal, but he seems to have adjusted when I remind him of the economy, LOL) and we have changed our eating habits, we used to eat steak once a week, we don't anymore. We are eating alot of ground turkey because I can get that on sale for $1 a pound, so alot of meals with ground turkey where I normally might have used ground beef such as spaghetti, lasagna, chili, Manwich sandwhich, tacos.
 
Ways we could do better, but choose not to at the moment. I guess there are ways we could all cut back on more, we could cut back on more but choose not to. We could cut back on my daughters sports activities, but we choose not to, she's 12, plays softball (has played for 7 years) and basketball (has played for 3 years). She pitches for softball (4 years now) and goes to a pitching coach at $25 an hour, there isn't any cost for school practices, but there is cost for cleats, gloves, batting gloves, sliders, sliding shorts, socks, bats, helmets, (uniforms are paid for by the school). For the independent softball team she will play on in the spring we will have to pay for a uniform and the practices are 30 minutes away 2X a week and a game a week, and the school games are sometimes 1-1/2 hours away, so LOTS of gas. Basketball is the same, no uniform costs, but knee pads, baksetball shoes, socks, ball to practice at home with. We are lucky we live 2 blocks from the school/the basketball court and the softball field.  There is alot of money tied up in her sports activites, then it costs $3 a person to go to the games, there is 2 of us and the games are twice a week, it all adds up. Plus we also like to attend CBA Cavalry basketball games. So here is where we could cut back if we had to.
 
 
 
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Guests Quote  Post ReplyReply Direct Link To This Post Posted: November 01 2008 at 7:30am
my GE wall oven is old but it won't die :)

look at this price...

http://shopper.cnet.com/built-in-ovens/ge-profile-advantium-wall/4014-17897_9-33361141.html?tag=mncol;lst
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Penham Quote  Post ReplyReply Direct Link To This Post Posted: November 01 2008 at 2:58pm
Originally posted by Mary08 Mary08 wrote:

my GE wall oven is old but it won't die :)

look at this price...

http://shopper.cnet.com/built-in-ovens/ge-profile-advantium-wall/4014-17897_9-33361141.html?tag=mncol;lst
 
That is a great price! Too bad I need a freestanding stove/oven.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Hotair Quote  Post ReplyReply Direct Link To This Post Posted: November 02 2008 at 11:24am
Our biggest expense is gas and groceries.I spend roughly 400/month on groceries/pet food.I did a lot of canning over the summer so that is what everyone is going to get for Christmas(exceot the 2 boys--probably give 1 game each).I grate my cheese rather then buy it grated.I buy heads of lettuce as opposed to the bags.They last a lot longer.I shop at Winco,Costco,Trader Joes instead of Raleys and Bel-air.That cuts 40% of the cost of food right there.We never were ones to go out--fast food is a real treat for my kids.I don't buy brand names anymore and i seriously look at the specials they have in the paper on the week-ends.I know a lot of people who are completely giving up their vacations this year.I think we are in for a tough couple of years.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Krys Quote  Post ReplyReply Direct Link To This Post Posted: November 02 2008 at 7:31pm
I'm not cutting back on anything. Everything is cheap. I bought 2 new trucks, a new trailer, eat out about half the time. My income is going up not down so why not help out the economy. I love it when the shopping is not crowded.
FireHorse
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Post Options Post Options   Thanks (0) Thanks(0)   Quote MelodyAtHome Quote  Post ReplyReply Direct Link To This Post Posted: November 02 2008 at 10:02pm
If you have the cash a good pick up truck is not a bad thing to have on hand. An RV would be nice to if you cold pay cash for it in case you had to evacuate for some reason or wanted to head to the mountains...but unfortunately we don't have that kind of cash on hand LOL.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote quietprepr Quote  Post ReplyReply Direct Link To This Post Posted: November 03 2008 at 9:53am
Originally posted by endman endman wrote:

  
                     Avoid going to the stores the less you go the more you save
 
You are so right! I try not to go to the store until I absolutely have to. It helps avoid any impulse buys.
"Learning is not compulsory... neither is survival." - W. Edwards Deming
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Guests Quote  Post ReplyReply Direct Link To This Post Posted: November 03 2008 at 6:10pm
yes, shopping is wonderful 2 salespeople to help every customer...  I have not seen such assistance.  Our shopping is upgrading our home type shopping.  Sales everywhere.  Gas here is 2.73 per gallon.  feeling guilty, I know it's harder in EU land.  We don't buy take out.  We do like Panera on occasion, 6.99 half sand and soup.  ...no cable.  We listen to music on the internet instead of purchasing it...I like http://www.accuradio.com  I like to buy old records at library book sales.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote endman Quote  Post ReplyReply Direct Link To This Post Posted: November 03 2008 at 6:41pm

It’s amazing how much you can save if you don’t take shopping cart in the store.

Take a basket instead

Think before you buy ask yourself if you can do without in most cases is yes.

The most important things now is your job, your health, your family and your house.

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Post Options Post Options   Thanks (0) Thanks(0)   Quote Guests Quote  Post ReplyReply Direct Link To This Post Posted: November 03 2008 at 6:49pm
Basket, good idea...I nearly fainted when I saw the bill tonight... too late
... you can't put it back :(
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Post Options Post Options   Thanks (0) Thanks(0)   Quote MelodyAtHome Quote  Post ReplyReply Direct Link To This Post Posted: November 03 2008 at 7:17pm
A basket would never do for us. We need 2 shopping cards. I hate the tiny shopping carts with no bottoms at Marc's. It is a discount store. Was there today. We go only once a month though and stock up on cereal, hot chocolate, coffee, oil, things like that. Then once a week we go to the only local grocery store we have for milk/bread/eggs/OJ. We don't buy anything we don't eat or use.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote edprof Quote  Post ReplyReply Direct Link To This Post Posted: November 04 2008 at 1:08pm
It's hard for us to cut much further back.

Oftentimes the Lord helps those who help themselves.
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